Real Estate Investment
IHB Analysis Posts
10-13-2009 -- Alternate Market Price Measurements -- Post looks at price measurements other than the median.
10-12-2009 -- Median as Market Price Measurement -- Post examines the good and bad qualities of using the median.
10-7-2009 -- Time to Payoff -- Building on Accelerated Amortization, this posts details how to use this new investment metric.
10-5-2009 -- Accelerated Amortization -- Paying off a loan quicker is the key to an early retirement.
9-14-2009 -- Real Estate, Cashflow Investment and Retirement -- Real estate can and should be a part of your retirement plan, but don't bank on appreciation. Cashflow is the key.
8-20-2009 -- IHB Investor Reports -- A detailed review of the information in our proprietary investor report.
8-18-2009 -- IHB Property Valuation Reports -- A detailed review of the information in our proprietary owner-occupant report.
8-12-2009 -- Climate Value -- Does good weather make property more valuable? Everyone wants to live here, right?
8-3-2009 -- Going Flat -- Making money in real estate through selling and buying back into the market at a later date for less money.
7-20-2009 -- Rental Parity and Beyond -- A conceptual review of the concept of rental parity and how it can be applied to real estate market pricing.
3-31-2008 -- Investment Value of Residential Real Estate -- An economic analysis of the true investment value of residential real estate.
3-13-2008 -- Floplords -- A discussion of the phenomenon of accidental landlords.
2-28-2008 -- Affordability -- A review of the concept of affordability and what it means for the housing market.
2-25-2008 -- The Credit Crunch -- A discussion of the causes and implications of the credit crunch.
2-18-2008 -- Selling for Less -- A look at the changing market environment where buyers are in control of the action.
2-4-2008 -- What is Equity? -- Looking at the components of homeowner equity and the factors that impact it.
1-28-2008 -- Speculation or Investment -- Comparing the motivations and activities of two distinct classes of purchasers of real estate. Knowing the difference between speculation and investment can make the difference between making and losing money.
1-14-2008 -- Rent Versus Own -- A detailed look at the cost of ownership and the various reasons to rent or own a particular property.
2007-05-14 -- The Anatomy of a Credit Bubble -- A detailed, mathematical analysis of the impact changing lending standards had on home prices. This is fundamental to understanding of the mechanics of the real estate bubble.
2007-05-07 -- Your Buyer’s Loan Terms -- The precursor to The Anatomy of a Credit Bubble. It discusses house prices from the perspective of the future buyer of your home. It demonstrates the impact changes in loan terms will have on future buyers and how this will impact the amount your future buyer can bid for your home.
2007-04-30 -- Appreciation is Dead -- Rapid home price appreciation has become an accepted truism in Southern California. There are many reasons to believe this is not a basic Truth of Life. This post examines the causes of appreciation and explores the reasons why it may all be coming to an end.
2007-04-08 -- Southern California’s Cultural Pathology -- An exploration of the unique cultural beliefs which made the housing bubble take hold in Southern California. This is a critical post to understanding why the bubble was so pronounced here while in other areas of the country it was not as extreme.
2007-03-09 -- What if Prices Dropped to Fundamental Values? -- A brief "what if" on the impact a decline to fundamental valuations would have on Orange County housing prices.
2007-03-03 -- How Inflated are House Prices? -- A discussion of the fundamental valuation of housing prices. This post is essential reading to anyone wanting to understand how residential homes should be valued.
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