IHB News 10-31-2009

Oct 31st, 2009 by IrvineRenter 

Happy Halloween from the IHB.

12 Stonewood Irvine, CA 92604 front 12 Stonewood Irvine, CA 92604 kitchen

Irvine Home Address ... 12 Stonewood Irvine, CA 92604
Resale Home Price ...... $525,000

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Ownership Cost: Taxes and Opportunity Costs

Oct 30th, 2009 by IrvineRenter 

Taxes and opportunity costs impact the financial life of owners in ways that have nothing to do with the property. Today we will examine these two features more carefully.

5 WILDBROOK Irvine, CA 92614 front 5 WILDBROOK Irvine, CA 92614 kitchen

Irvine Home Address ... 5 WILDBROOK Irvine, CA 92614
Resale Home Price ...... $495,000

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Posted in Short Sale Real Estate Analysis

Ownership Cost: Homeowners Associations

Oct 29th, 2009 by IrvineRenter 

I asked our resident HOA expert to write a few words about HOA issues for today's post. The author has served on the board of his large HOA for 16 years, worked for one of the largest HOA management companies, and was also on the Fountain Valley City Council for six years. Lately he's been working to expose the scandal behind the sale of the Orange County Fairgrounds with this link. He'll be responding to comments.

360 East YALE Loop 15 Irvine, CA 92614 front 360 East YALE Loop 15 Irvine, CA 92614 kitchen

Irvine Home Address ... 360 East YALE Loop 15 Irvine, CA 92614
Resale Home Price ...... $608,000

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Posted in Short Sale Real Estate Analysis
47 Astute Observations

Ownership Cost: Property Taxes and Mello Roos

Oct 28th, 2009 by IrvineRenter 

We continue our focus on Woodbridge HELOC abusers and Ownership Cost with a discussion on property taxes and Mello Roos.

13 LONGSHORE 79 Irvine, CA 92614 front 13 LONGSHORE 79 Irvine, CA 92614 kitchen

Irvine Home Address ... 13 LONGSHORE 79 Irvine, CA 92614
Resale Home Price ...... $560,000

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Posted in HELOC Abuse Real Estate Analysis
53 Astute Observations

Ownership Cost: Interest Rates and Downpayment Requirements

Oct 27th, 2009 by IrvineRenter 

Federal Reserve interest rate support is a major reason not to buy a home. When these supports are removed and interest rates rise to market levels, loans will get smaller and prices will go lower -- when the shadow inventory finally arrives.

4 EARLYMORN Irvine, CA 92614 front 4 EARLYMORN Irvine, CA 92614 kitchen

Irvine Home Address ... 4 EARLYMORN Irvine, CA 92614
Resale Home Price ...... $1,150,000

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Posted in Real Estate Analysis House Flips
53 Astute Observations

Ownership Cost: Income, Payments and House Prices

Oct 26th, 2009 by IrvineRenter 

Today I have an in-depth look at how borrower income levels impact payments and house prices; plus, I profile an epic HELOC abuser.

32 Summerwind Irvine, CA 92614 front 32 Summerwind Irvine, CA 92614 kitchen

Irvine Home Address ... 32 Summerwind Irvine, CA 92614
Resale Home Price ...... $640,000

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Posted in HELOC Abuse Real Estate Analysis
51 Astute Observations

IHB: The Mission of the IHB

Oct 25th, 2009 by IrvineRenter 

The Mission of the IHB

The mission of the IHB is to provide general real estate education, to analyze and report market conditions, and to help people buy and sell homes.

The IHB Story

The IHB story is about a community of real estate watchers and seekers who banded together to tell the Truth about housing. The community grew strong through an exchange of information and entertaining online interaction; it was fun.

Out of this community, and the bubble blog community as a whole, a consensus opinion emerged of when, how and why an epic price crash was going to occur. I became one of the community scribes documenting the disaster and ultimately writing The Great Housing Bubble. It is the entire IHB community through research and reasoned opinion that created a collective consciousness bigger than all of us.

The binding principals and wisdom of the IHB guided us in the selection of services Ideal Home Brokers provides.
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